Mortgage brokers can assist you to invest in “Better Living”

Over recent months it’s become evident that borrowing money to buy an investment property or your own home has become increasingly harder to do.

Heavy government regulation has seen a number of known mortgage lenders change policies around affordability thresholds, interest rates and investment property purchases.

So how does the average home buyer or investor proceed when searching for home finance?

What do these changes mean for you and more broadly what does it mean for your investment?

Smart investors and those who simply want to know more before making decisions, are seeking the advice of specialist mortgage brokers like Property Savers. Qualified experts in their field, who are required by law to adhere to current bank policy and government changes, whilst working for their client at typically no cost for their service. The cost for the broker’s service and execution of current policy is paid by the lender (bank) and disclosed transparently for the client before proceeding.

So before you make one of the biggest decisions you’re likely to make in your lifetime, what steps can you take to increase your expertise?

Property Savers suggest these practical and simple steps:

Seek expert solutions – share your story, needs and goals.

Review and rewrite your household budget. Understand your financial position.

Consolidate unnecessary expenses or liabilities – i.e. credit cards, personal loans.

Have a short and long term plan for your finances and their management.

Taking responsibility for your financial decisions is made easier when you’re presented with options and even more importantly solutions for your personal circumstances.

Create a plan for your new home purchase or better management of your existing mortgage finance with Property Savers today.